Blog

How much mortgage can I get for my salary? 26/11/2021 The mortgage process can be complicated – especially for first-time buyers. Lenders go through a series of checks and assessments when deciding how much to lend you and whether or not your mortgage is affordable over the long term. Here, we’ll explain how lenders make these […]

Four Tips for Saving Your Deposit 03/02/2022 For many first-time buyers, getting on the property ladder may be a daunting prospect, and despite Help to Buy allowing buyers to put down a 5% deposit, many are still struggling to save the average down payment on a home. With house deposits at an all-time high, it’s […]

Adding a partner to your mortgage 14/08/2024 Adding a partner to your existing mortgage can be a rewarding step towards shared financial responsibility and stability. However, your home is likely your most significant asset, so adding a partner to your mortgage is a consideration which shouldn’t be taken lightly.  Whether you’re newlyweds, long-term partners, or […]

What happens once I’ve paid off my mortgage? 14/06/2024 Paying off your mortgage is one of the most satisfying milestones in life. The financial freedom and sense of accomplishment it gives you is tough to match. Let’s take a look at how to make your final mortgage payment, what you need to do after paying […]

Early Repayment Charges explained 25/06/2024 If you’re a homeowner with a mortgage, you’ve probably come across the term ‘Early Repayment Charges’.  These fees can be a significant consideration if you’re thinking about paying off your mortgage early or switching to a different lender. Let’s take a look at what Early Repayment Charges are, how they are calculated, […]

What is mortgage agreement in principle? 23/03/2023 Sometimes known as a decision in principle (DIP), a mortgage agreement in principle is an indication of what you may be able to borrow from a mortgage lender. Agreements in principle are a great way to help you budget for your property purchase and in this guide, we’ll […]

What is Shared Ownership? 18/11/2021 Shared Ownership was introduced as part of the government’s Help to Buy programme for people who would like to purchase a home but can’t afford to buy on the open market. For first-time buyers and low-income households, Shared Ownership offers an alternative route to homeownership. But what is Shared Ownership […]

The costs of selling your home 05/06/2023 Selling your home is an emotional experience packed with many conflicting feelings, ranging from excitement to sadness and happiness. To make the entire process as seamless and stress-free as possible, it’s best to be organised, and since there’s nothing like a good list, we’ve put together a guide outlining […]

What is conveyancing? 18/11/2021 Conveyancing is the legal process of buying and selling a property. The solicitors who manage this are a crucial part of that. In this guide, we explain everything about the conveyancing process, how much it could cost you and what you can do to keep everything on track, whether you’re buying […]