Blog

How to get mortgage-ready 18/10/2024 You might have already researched your mortgage options, but have you considered whether you’re mortgage-ready? Preparing for your mortgage application around 6 months before buying a home means you’ll have the best possible chance to secure the right deal. Here’s how you can boost your chances of getting approved for a mortgage. How […]

Buying position explained 14/06/2024 When your home is on the market, it can be tempting to accept a high offer as soon as it comes through; but there are other important factors to consider, such as your buyer’s position.  In this guide, we’ll take a look at the different types of buyers, what a buying […]

The dos and don’ts of negotiating your home’s sales price 10/01/2024 Once your home is on the market, it won’t take long until offers start rolling in – and when they do, you’ll need help negotiating the best price from your buyers. Help is at hand with our guide to negotiating your property sale. Coming […]

House-selling checklist: Is your home ready to be sold? 26/11/2021 Taking some time to assess whether your home is ready to be sold can really pay off through a quick sale and a potentially higher sale price. And once you’ve made your assessment, there are plenty of things you can do to ensure your property is absolutely […]

At what stages can a house sale fall through? 10/01/2024 In England and Wales, your home’s sale is usually not a certainty until you exchange contracts with your buyer, which is right at the end of the home-buying process. Before everything is done and dusted, your buyer needs to pass these important milestones. Mortgage approval […]

What is gazundering and how can I avoid it? 02/11/2023 Gazundering happens when a buyer lowers their offer last minute, just before the contracts are exchanged. This can leave the seller in a difficult and stressful position, as they could lose the buyer and collapse the chain, which means starting the process all over again. To […]

How to know which offer to accept on your home 15/12/2022 Receiving an offer on your home is both exciting and challenging, and knowing whether or not to accept it isn’t always easy. While achieving the highest price possible is a great goal to have in mind, you should also consider whether or not the buyer is dependable and […]

Property chains explained 12/10/2023 Selling or buying a property is often made up of a complex web of transactions, negotiations and paperwork. For many buyers and sellers, understanding property chains is a crucial part of the process. While a chain of buyers and sellers can complicate the moving process, things can still run smoothly with some careful […]

Can you secure a mortgage with a low credit score? 14/08/2024 A low credit score standing in the way of securing your dream property is extremely frustrating. Fortunately, with the help of an experienced mortgage advisor, there are ways around this. Let’s take a look at how credit scores affect mortgage applications and what you can […]

Everything you need to know as a first-time buyer 26/11/2021 Getting a mortgage as a first-time buyer is often one of the most daunting aspects of buying a home. Not only is a mortgage probably one of the largest loans you’ll ever take out, but there are also many different types of mortgages to choose […]